FCMB USSD Codes for Transfer, Recharge & Balance

First City Monument Bank popularly known as FCMB is one of the biggest banks in Africa, they are one of the best when it comes to customer care service and they have been providing useful banking tools for their customers. The introduction of FCMB’s ussd code for instant banking aids to conduct transactions at your comfort Here are the ussd codes used for different transactions with your fcmb account on your phone.


The general code for fcmb mobile banking is *329#. Once you dial this code on your mobile number that is connected to your fcmb account, you will be able to make transfers, see your account balance, buy airtime, pay for bills like electricity bills, startimes, gotv & dstv.

If you are using it for the first time, you will need to set a  four (4) digit pin that you will use to make transactions. Also make sure to use a discreet pin and don’t store this pin anywhere on your phone or where it can easily be accessible by people.

FCMB Transfer Code

To transfer money from your fcmb account to other banks using ussd or to another fcmb account, simply dial *329*amount*receiver’s account number#. using your phone number that is linked to your fcmb account.

You will then be asked to select which bank you’re sending it to, then the name of the person you are sending the money to will appear, so that you don’t make mistakes & send it to a wrong person. Then you will be asked to put your pin and then the transfer will be made.

FCMB Recharge Code (Airtime & Data)

To recharge your line connected to your fcmb account, simply dial *329*amount# . For example to recharge #200,  dial *329*200#.

To recharge any phone number that is connected to your fcmb account, dial *329*amount*mobile number#. For example if you want to send #500 airtime to your other phone number or to a friend, simply dial *329*500* phone number #, for example, *329*500*09088754300# ,you follow this format & then you can recharge.

IF you want to load data on  your mobile number or for someone else, simply dial *329*1*mobile number , on your phone & follow all the instructions given.


To check your bvn, which is bank verification number, dial *565*0# from your line that is linked to your fcmb account and follow the instructions given.

FCMB Token Code

TO get your soft token from your account, dial *329*0#. From your phone number linked to your account.

FCMB USSD Code for Loan

IF you want to borrow loan from fcmb bank as a customer, simply dial *329*11#, and then fill in every information provided and then the bank will confirm if you are qualified to take a loan.


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