Polaris Bank USSD Codes for Transfer, Balance & Recharge

Polaris Bank Limited allows customers access their account with no stress directly on their mobile phones without an internet connection with the *833# USSD code.

Benefits of Polaris USSD Codes

  • Transactions completed within seconds.
  • It’s available on all phones
  • Makes transactions convenient and easily accessible
  • It’s timely, quick, and efficient
  • It’s reliable for transactions
  • With or without internet connections transactions can be made
  • 24/7 availability, including weekends and public holidays

Polaris Bank Code

With the codes, you can top up your airtime, anytime, anywhere, transfer funds to Polaris bank and other banks, pay your bills, check your account balance, open an account effortlessly, and a lot more.

Note that, the USSD service code is only accessible for customers with savings or current accounts, not available for company accounts, domiciliary etc.

  • Account Opening:*833*1#
  • Bill Payment:*833*2#
  • Transfer Funds:*833*3#
  • Hotlist card:*833*4#
  • Balance enquiry:*833*6#
  • Master pass:*833*7#

To get started with your Polaris ussd banking, dial *833 and follow the instructions on the screen.

Polaris Bank Transfer Code

Dial *833*amount*account number# for example: *833*5000*8455665786# to transfer money using Polaris USSD code, select the beneficiary’s bank, verify the account name and enter your PIN.

Note that the maximum daily transfer limit is #50,000 with a transfer cost of 10.50 Naira for Polaris to Polaris transfers, and Polaris to other banks is 52.50 Naira.

Polaris Bank Account Balance Code

To get your account balance, dial *833*6#, select the account balance option, enter your account number and enter your PIN to proceed

Note that a service fee of 10 Naira will be deducted for every balance check

Polaris Bills Payment Code

To pay all your bills instantly with Polaris SmartCode, dial *833*2# and do the following:

  • Select the account to make payments
  • Select the biller
  • Follow the instructions
  • Enter amount
  • Enter your PIN

Polaris Bank Recharge Code

To recharge your phone with Polaris smart code for yourself, dial *833*recharge amount# and for others, dial *833*amount*phone number# OR

Hotlist Card/Block Debit Card

To block your debit card, if stolen, expired, or missing, don’t panic, just dial *833*4#

How to Deactivate Polaris Bank USSD

If your phone got missing, lost, stolen or you decided to deactivate your Polaris Bank USSD, no stress, here is how:

  • Dial *901*911# from ANY phone number
  • Enter your validated phone number
  • Automatically, your USSD profile will be deactivated.


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