Heritage Bank USSD Codes for Transfer, Balance & Recharge

Heritage Bank USSD Code has made it easier for Heritage Bank customers to transfer money and make other transactions quickly. This decreases the burden of running to the bank to make payments and for other transactions. Currently, by dialing a few codes, you can make transfers and even pay bills.

The codes are available to be used on any phone and are available for all Heritage Bank account holders. This page will show you how to register, use the codes and the various functions available.

Heritage Bank Code

Heritage Bank’s USSD code is *745#. If it is your first time using it, you will need to activate it by doing the following:

  • Dial *745#
  • Follow the instructions on the screen to register your mobile number
  • Input your 4-digit security PIN

Your security pin will enable you to approve each transaction you make using the USSD Code. To change your PIN at anytime, dial *745*00#

Heritage Bank Transfer Code

Using Heritage Bank USSD Code, you can send money to any account anytime anywhere you are. You can send money to any account using the USSD Code once your phone number is linked with your bank account by following the procedures listed below:

To send money to another Heritage Bank account, dial 745*1*Amount*Receivers account number# for example *745*1*5000*1234567890#.

To send money to other banks, dial 745*2*Amount*Receivers account number# for example *745*2*5000*1234567890#.

Select the bank of the person you are sending the money to and continue with your transaction. Make sure you verify if the full name of the person is the same as what you have in mind.

Lastly enter your 4 digits security PIN to verify your transfer.

Heritage Bank Account Balance Code

The USSD code can also be used to check your available account balance. To check your Heritage Bank account balance , dial *745*0#

Put your PIN and your account balance will be displayed on the screen.

Heritage Bank Recharge Code

To recharge the line connected to your Heritage account, dial *745*amount# and to recharge other phone numbers, dial *745*amount*mobilenumber#

The money will be subtracted directly from your Heritage Bank Account and you will be sent an SMS notifying you of a successful transaction.

Bills Payment Code

You can make payment for your TV subscriptions such as Gotv, Dstv, or StarTimes subscription with Heritage bank by following the instructions below to make payment.

Dial *745#, select bills payment, choose the bill you want to pay for and follow the instructions. You will be sent an SMS notifying you of a successful transaction.


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